Travel insurance provides financial protection against unexpected events during international trips, including medical emergencies, hospitalization, emergency evacuation, lost baggage, and passport-related expenses. IGI Insurance offers Travel Sure, with coverage options for Schengen states and worldwide destinations. Selected plans provide medical coverage of up to US$100,000 for hospitalization and outpatient treatment abroad.

What is Travel Insurance?

Travel insurance is designed to protect travelers from eligible financial losses and emergencies that may occur during a covered trip. Depending on the selected plan, it can provide medical assistance, emergency evacuation, baggage protection, and other travel-related services.

Travel Insurance by IGI Insurance

IGI Insurance's Travel Sure is an international travel insurance product designed for travelers visiting Schengen countries and worldwide destinations. The policy offers different coverage levels according to the selected plan and travel requirements.

Key Benefits of IGI Travel Insurance

Depending on the selected plan, Travel Sure can provide:

• Medical and sickness expenses
• Hospitalization and outpatient treatment
• Emergency medical evacuation
• Medical repatriation
• Personal accident coverage
• Lost baggage and passport assistance
• Emergency travel assistance
• Hospital admission arrangements
• Medical service provider referrals
• Medical translation services
• Emergency document delivery
• Embassy and consulate referrals
• Accommodation arrangements

Travel Insurance for Schengen Visa

Travel insurance is an important requirement for many Schengen visa applications. IGI states that its Majestic+, Majestic, and No Icing regular plans are approved by Schengen states.

Travelers should select coverage according to the destination, duration of the trip, and applicable visa requirements.

Medical Coverage

IGI's enhanced Travel Sure policy provides up to US$100,000 in medical expenses abroad for hospitalization and outpatient treatment. Different plans have different medical coverage limits, so travelers should check the benefits of their selected plan before purchasing.

International Emergency Assistance

IGI works with International SOS to provide international healthcare and emergency assistance services. These services can include medical advice, hospital admission arrangements, emergency evacuation, repatriation, and other travel assistance.

Travel Insurance for Families

IGI Travel Sure offers family plans for eligible travelers. According to IGI, a regular family plan can include the insured person, spouse, and up to three children between one month and 18 years of age, subject to the applicable policy terms.

Senior Citizen Travel Insurance

IGI provides a Senior Citizens Plan for travelers aged 65+ up to 85 years, subject to the relevant plan conditions. Regular plans cover travelers up to 65 years.

Why Choose IGI Insurance?

IGI Insurance has been operating in Pakistan since 1953 and offers several non-life insurance products, including travel, health, motor, home, fire, and marine insurance.

Travelers can choose IGI for:

• International travel coverage
• Schengen-approved plan options
• Worldwide destination coverage
• Medical emergency assistance
• Baggage and passport assistance
• Different individual and family options

How to Choose the Right Travel Insurance

Before selecting a travel insurance plan, consider:

• Destination
• Trip duration
• Required medical coverage
• Schengen visa requirements
• Traveler's age
• Individual or family coverage
• Policy exclusions
• Emergency assistance services

Always read the policy terms, conditions, and exclusions before purchasing coverage.

FAQs – Travel Insurance by IGI Insurance

1. What is IGI Travel Sure?
Travel Sure is IGI Insurance's international travel insurance product for Schengen states and worldwide destinations.

2. Does IGI Travel Sure cover Schengen countries?
Yes. IGI states that the Majestic+, Majestic, and No Icing regular plans are approved by Schengen states.

3. What is the maximum medical coverage offered by IGI Travel Sure?
The enhanced policy offers medical coverage of up to US$100,000 for hospitalization and outpatient treatment abroad.

4. Does IGI offer family travel insurance?
Yes. IGI offers family plans covering eligible family members according to the policy's terms and age requirements.

5. Can senior citizens get IGI travel insurance?
Yes. IGI offers a Senior Citizens Plan for eligible travelers aged over 65 up to 85 years.

Final Thoughts

Travel Insurance by IGI Insurance offers protection for international travelers through its Travel Sure plans. With options for Schengen and worldwide destinations, medical coverage, emergency assistance, and baggage-related benefits, travelers can select coverage based on their individual requirements. Reviewing the policy limits, exclusions, destination requirements, and eligibility conditions can help travelers choose appropriate protection for their journey.